Over 700 companies around the world now use our Validate tools for both single payment validation and bulk payment file validation making significant savings in payment processing and enhancing the user experience
~ Payments Product Manager, Bottomline Technologies
Managing data is a time consuming and costly activity. All our Validate products are designed to be data agnostic and to allow for support of all data formats. We take the official global standards for data country by country including SWIFTRef Data and we seamlessly integrate our data our products to give the you the best service available
Our global data in Validate ensures that your payments reach their destination with the highest accuracy, first time
Validate also provides you with the ability to add your own sourced data including including your in-house data sources for SSI's
In addition a dedicated data team constantly validate and cross-check data across the different data sets to make sure they are kept up to date
By using Validates world class data combined with our market leading software tools you will remove the overhead associated with managing hardware, operating systems, upgrades, updates and data integrity and be able to focus on your core business
~ Mark Bradbury, CEO
Apply Financial have announced today that Corporates and Financial Institutions can use their new self-service website to easily validate digital bank payments...
Dealing with data can be the stuff of nightmares for banks It is tedious, time-consuming and costly...
Apply Financial's new reporting tool, designed to eliminate time-consuming payment processing errors...
Form3, the cloud based end-to-end secure standard for global payments processing, today announced the partnership with Apply Financial...
Imagine a map showing you how to get from 10 Finsbury Square, Moorgate, London, to a particular road, somewhere in the middle of China, in order for you to deliver £100 to a particular branch of a Chinese bank....
Achta, a provider of cloud based SEPA services and payment validation tools were today acquired by Apply Financial...
25th May 2017
13th December 2016
11th January 2016
21st August 2015
In the payments sector, the most serious problems are often caused by human error. That's why automating and streamlining the whole process could be the way forward, says Mark Bradbury, managing director of Apply Financial
As more and more of us shop online, the industry that handles those payments is changing rapidly to meet demand and improve customer experience...Mark Bradbury
25th February 2015
Phil Black, founder of True Ventures and Mark Bradbury, CEO, Apply Financial, explain the reasons for investing in London, what he looks for as an investor and what's next for the partnership between the two firms.Mark Bradbury
3rd October 2013
Mark Bradbury, CEO of Apply Financial, discusses the issues surrounding payments validation and how Apply Financial is addressing them.Mark Bradbury
SEPA stands for the Single Euro Payments Area. This is the area where citizens, companies and other economic actors will be able to make and receive payments in euro whether between or within national boundaries under the same basic conditions, rights and obligations regardless of their location within Europe.
"You wouldn't post an important business communication without validating the address and postcode so why risk sending an important credit or D/D without validating the payment instruction first."
Incorrect payments data has the potential to cost your business hundreds of thousands of pounds. Correcting failed transactions takes time, energy and money, to say nothing of the negative impact on customer loyalty.
Founder & CEO
A professional squash player in his earlier years , Mark has founded and worked in a number of innovative financial software companies since the late 1980's across financial trading, middleware and payments systems. Since 2002 he has also run his own independent consultancy company specialising in mentoring and advising technology companies of all sizes and across many sectors and is a mentor at Level 39 the worlds largest Fintech hub. He particularly loves disrupting mature markets and founded Apply Financial in late 2010 with the aim of simplifying complex payments process' and data management both on desktop and mobile platforms.
Mark is an avid Twitter user and you can follow him on @markyhampton.
Founder and Director
One of the UK's leading FinTech Innovators. With companies Phil has founded ranking in the Sunday Times Tech Track 100 and The top Fintech 50 best innovation companies in 2014, 2015 and 2016, he is a specialist in Innovation by Design having been an Investor, Adviser and Entrepreneur. He co founded Calastone, the global transaction network, Time Machine Capital a Cognitive (Artificial Intelligence lab) and incubator in London and was Director of Innovation at IFDS, the UK and Europe's largest fund administrator before joining FNZ in July 2017 as Chief Digital Officer focused on delivering Digital and Blockchain Technologies to the Asset Management and Financial Services Industry.
Mash Patel is one of the original founders of Kurtosys, a Silicon Valley backed technology company specializing in the financial services sector. With extensive experience of establishing technology projects and bringing them to commercial market, Mash leads and executes company strategy. Prior to establishing Kurtosys, Mash worked in sales and marketing within the Structured Derivatives group at Merrill Lynch and also as a Management Consultant with Coopers & Lybrand.
Mash has a degree in Computer Science and Mathematics from the University of Warwick and a Masters in Finance from the London School of Business. As a seasoned entrepreneur, he sits on the Board of a number of venture backed technology based companies and is an active mentor to startup businesses.
Investor and Director
Phil is a founder of True Ventures with an expertise in early stage investing. He worked for many years learning the venture trade while at Summit Partners and at the predecessor firm to Lightspeed Venture Partners. He spent the crazy internet bubble years at ABS Ventures working with John Burke, and, in 2003, they co-founded a small angel fund, Blacksmith Capital, which set him on the path of pursuing the earliest stage technology companies that wished to raise modest, initial rounds of capital. Blacksmith proved on a microcosmic level what True Ventures has been able to institutionalize: great founders of early stage technology companies can and often prefer to start their businesses and get a lot of traction with modest initial capitalization. Phil holds an AB degree in Economics from Stanford University. He is also not afraid to have a little fun with social media and goes by the handle @mrvelvet on Twitter.
Amichai has extensive banking and business acumen in Payments, FX, AdTech, Fintech and Innovation. He started his professional career working in finance and IT at global bank HSBC and rose to be head of HSBC Global Disbursements, responsible for delivering an innovative mass payments x-border service. Amichai runs a clearing house for AppNexus, the world's largest independent ad-tech company. He is also a senior advisor to Tipalti, a Palo-Alto based payments automation company. Amichai holds a BSc from the Technion, Israel Institute of Technology and an MBA from Northeastern University.
Martin's ability to deliver innovative and intuitive solutions to FinTech companies has helped make Apply Financial the world's leading payments validation provider. With multinationals such as Thomson Reuters and the London Stock Exchange, he has over 20 years' experience in equities trading and FX, derivatives and fixed income markets, and payments. He has used his extensive knowledge and experience of banking and payments to deliver creative solutions that have been strategically vital for a number of companies' profitability and customer growth. As CTO, Apply Financial's products have changed the market place and simplified delivery of payment solutions to clients.
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